Charles Leaver – Lessons Learned From Equifax And What To Do

Written By Michael Levin And Presented By Charles Leaver


Equifax, one of the 3 major U.S. based credit reporting services just announced a significant data breach where hackers have taken sensitive information from 143 million United States consumers.

Ways that the Equifax security infiltration WILL impact you:

– Personal – Your individual and family’s identity info is now known to hackers and will be targeted!

– Company – Your organizations could be impacted and targeted.

– Nationally – Terrorist, Country States and organized crime groups could be involved or use this data to commit cyber crimes to obtain funds.

Protecting yourself is not complicated!

Five recommendations to secure yourself right away:

– Subscribe to a credit tracking service and/or lock your credit. The quickest way to be informed that your credit is compromised is through a credit tracking service. Equifax has already started the procedure of setting up complimentary credit tracking for those impacted. Other credit tracking services are readily available and ought to be thought about.

– Monitor all your financial accounts including credit cards and all savings accounts. Ensure that notifications are switched on. Make sure you are receiving instant text and email notices for any changes in your account or enhanced balances or transactions.

– Secure your bank and financial accounts, guarantee that two-factor authentication is switched on for all accounts. Learn about two level authentication and turn it on for all monetary accounts.

– Phishing e-mail messages can be your most significant day-to-day danger! Slow down when managing e-mail messages. Stop immediately clicking on every e-mail link and attachment you recieve. Instead of clicking on links and attachments in e-mail messages, go separately to the sites beyond the email message. When you get an e-mail, you were not anticipating from a name you recognize think about calling the sender independently before you click links or attachments.

– Strong passwords – think about changing all your passwords. Develop strong passwords and protect them. Utilize various passwords for your accounts.

Other Security Considerations:

– Backup all computers and upgrade operating systems and software applications routinely.

– Social network security – Sharing too much information on social media increases the threat that you will be taken advantage of. For example, informing the world, you are on holiday with photos opens the danger your house will be burglarized.

– Secure your devices – Do not leave your laptop, tablet or phone unattended even for a moment. Do not leave anything in your automobile you don’t desire taken because it’s simply a matter of time.

– Internet of things and device management – Understand how all your devices link to the Internet and exactly what info you are sharing. Check security settings for all devices including smart watches and fitness bands.

The value of training on security awareness:

– This is another crime, where security awareness training can help to minimize danger. Understanding new crimes and frauds in the news is a basic part of security awareness training. Ensuring that staff members, family and friends know this fraud will significantly decrease the likelihood that you will be taken advantage of.

– Sharing new scams and criminal activities you hear about in the news with others, is important to guarantee that individuals you appreciate do not succumb to these types of criminal activities.